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All the Benefits: Why You Need an Insurance Adviser (or Insurance Broker) in New Zealand 

You may have heard of or wondered about the role of an Insurance Adviser, (sometimes called an Insurance Broker) and whether they can offer assistance in your situation. Navigating the world of insurance can be overwhelming here in NZ, with countless options and complex jargon to decipher. 

That’s where an insurance adviser comes in – to be your trusted guide and advocate in securing the right coverage for your needs. Here are some compelling reasons why having an insurance adviser can be a game-changer for your future.

Benefits of an Insurance Broker or Adviser:

1. Personalised Guidance: An insurance adviser or broker takes the time to understand your unique situation, goals, and concerns. They tailor their recommendations to fit your specific needs, ensuring you get the coverage that’s right for you. 
2. Expertise and Knowledge: Insurance advisers are industry experts with in-depth knowledge of various insurance products and providers. We stay up-to-date on the latest trends and regulations, meaning we can offer informed advice and guidance. 
3. Fees: Insurance Advisers generally don’t charge you for their service. They are remunerated by a ‘commission’ paid to them by the insurance company when a new policy is completed. This allows you to seek advice from an Adviser or insurance broker without the added concern of additional fees for the advice. If a fee is to be charged for some reason, the adviser is required to inform you upfront. 
4. Access to a Range of Options: Rather than being limited to the offerings of a single insurance company, an adviser has access to a wide range of options from multiple providers. This means we can shop around on your behalf to find the best coverage at the most competitive rates. 
5. Saves Time and Effort: Researching and comparing insurance policies can be time-consuming and overwhelming at the best of times. With an adviser, you can offload this task to someone who will do all the legwork for you, saving you time and effort. 
6. Peace of Mind: Knowing that you have the right insurance coverage in place provides peace of mind and financial security for you and your loved ones. An adviser helps you navigate the complexities of insurance. This ensuresyou have the protection you need when you need it most. 
7. Expert Advice During Claims: In the unfortunate event that you need to make a claim, an insurance adviser is there to guide you through the process and advocate on your behalf. They ensure that your claim is handled efficiently and fairly, minimising stress during what can be a challenging time. This will be exactly what you need, should these scenarios ever come up. 
8. A Long-Term Relationship: Building a relationship with an insurance adviser allows for ongoing support and guidance as your needs and circumstances change over time. Whether you’re starting a family, buying a home, or planning for retirement, your adviser is there to help you adapt your insurance coverage accordingly. 

Partnering with the right insurance adviser or insurance broker in New Zealand offers a wide range of benefits, from personalised guidance and expertise to access to a wide range of options and ongoing support. With our help, you can navigate the complexities of insurance with confidence, knowing that you have the right coverage in place to protect what matters most. 

What sets Mike and the team Acorn Insurance apart?  

It’s our personalised approach that prioritises your unique needs and preferences. Here at Acorn, it’s not about pushing unnecessary policies or one-size-fits-all solutions. Instead, Mike takes the time to understand your objectives, attitudes, and requirements. He’ll help you design a tailored insurance plan that fits like a glove. 

One of the key benefits of working with an insurance broker like Mike? The ability to get the best outcome. With Acorn’s industry research tools and partnerships with top insurance companies, Mike identifies the most suitable products and prices to meet your needs. It’s all about finding that sweet spot between the benefits you desire and the premiums you’re comfortable paying. 

Since founding Acorn Insurance & Investment Ltd in 2001, Mike’s guiding principle has been simple yet powerful: to cater to the insurance and investment needs of New Zealanders with the best products and service possible.  

Interested to find out more or want to get started?

Feel free to send us a message here. We’ll be happy to discuss your current situation and determine the best way we can help you with your insurance needs.